State Farm just started putting this line on my insurance declaration page:
Premium Reduction:
Hail Resistive Roof: $521/yr.
My roof is a spanish tile look-alike made of stone coated steel from Gerard
I don't know if clay-based or concrete tile roofing qualifies for the discount, which is about 30%. Both of those systems, however, require a significantly stronger roof structure due to the higher dead load. (edited 2/10)
So, I got a premium-looking roof that pays for itself in ten years compared to asphalt shingles.
It's a very green choice because the steel is recyclable, and guaranteed for 50 years.
